No, Medicare Does Not Cover Everything

“Now that I’m 65 and on Medicare, at least all my medical care needs will be taken care of.” This is not an uncommon misperception.  Many people don’t realize the limitations of what Medicare actually provides until they are needing a certain type of care, only to find out it’s partially covered or not covered at all.

Medicare is certainly not a simple government program.  There are many caveats and nuances that contribute to confusion and misunderstandings of the program.

Here are 6 medical costs that Medicare does not cover:

  • Care you receive outside of the United States.
  • Premiums – you will pay monthly premiums – it’s not “free”
  • Long Term Care
    • Nursing Home Care, with the exception of some short stay rehab
    • Non-skilled Home Care (sitters, caregivers)
    • Assisted Living
    • Adult Day Care
  • Dental Care
  • Hearing Aids
  • Routine Vision Care

The following link will give you more detailed information as well as suggestions for proper coverage.

Medicare Will Not Cover These 6 Medical Costs